Saturday, January 21, 2023
Friday, January 20, 2023
आलेख: बच्चों की भावनाओं और भोजन के बीच सम्बन्ध
बच्चों के स्वास्थ्य के बारे में हालाँकि काफी जागरुकता बढ़ी है, फिर भी न तो विज्ञान इस विषय में अंतिम मत देता प्रतीत होता है, न ही लोगों में इस मामले में आम राय बनी है। हर कोई अच्छे स्वास्थ्य के विषय में अपना अलग मंतव्य रखता दीखता है। ऐसे में एक ऐसे विषय पर समाचारपत्र में लेख प्रकाशित हुआ जिसने मेरा ध्यान आकर्षित किया। पेश है यह ज्ञानवर्धक लेख:
Wednesday, January 18, 2023
Memories: Letter from Maneka Gandhi
Way back
in my younger days, when I was in high school, I was an idealist and influenced
and inspired by social causes. I used to write letters to newspapers and also corresponded
with activists and social organizations. At that time, a popular TV show used
to appear on DD-National, featuring animal rights activist Maneka Gandhi. I had
written to her once and I had also got her reply. Those days, we used to write
physical hand written letters, and hence both she and I wrote with hand. I had
forgotten about this, until recently when I found the letter and then recalled
that time.
Here is
the letter, for memory sake:
- Rahul
Tuesday, January 10, 2023
How to sell fractional Units of Nippon India ETF Liquid BeES
If you
have fractional Units of Nippon India ETF Liquid BeES mutual fund in your Dmat
account and you are struggling to sell it, this blog post will help it.
You will
not be able to sell this in open market as the mutual fund scheme no longer
trades. Therefore, the company (Nippon Mutual Fund) has offered to “buy back”
your units. I asked about the process to Nippon customer care and below is the
process they shared. I am posting the process as it is for the benefit of other
customers who are looking at ways to sell fractional units from their Dmat
account and not able to do so. Please note that below information may not be
applicable always and the process may change over time, hence you should verify
and be sure before doing anything.
Greetings from Nippon India Mutual Fund!
Thanks for reaching out to us! We will surely help you with your query.
Facility for buying back fractional Units of Nippon India ETF Liquid BeES:
Nippon India ETF Liquid BeES (ISIN: INF732E01037) declares daily Dividend and the same is compulsorily reinvested in the Scheme on daily basis. The Units arising out of Dividend reinvestment results into fractional Units. The Dividend Re-Investment Units are uploaded up to three decimals periodically in the beneficiary account of the Unit holder held with the Depository. As the minimum trading lot on National Stock Exchange of India Limited (NSE) is 1 (One) Unit, the fractional Units of the Scheme cannot be traded on the NSE. In order to provide an exit option to Unit holders holding fractional Units of the Scheme in their demat account, the Scheme will offer a buy back facility to Unit holders holding fractional Units in Liquid BeES. The redemption will be processed on the first Business Day of the following week. To enable this facility the Mutual Fund has opened an account with the Central Depository Systems Limited (CDSL) whose details are mentioned below:
Instructions to Unit holders:
1. Unit
holders who hold fractional Units of the Scheme in their demat accounts should
transfer the fractional Units by submitting an off-market delivery instruction
slip (DIS) duly filled and signed to their respective Depository Participant
directly. The Unit holders should use appropriate off market transfer slip
(intra depository off market transfer slip if the Unit holder holds
a demat account with a CDSL Depository Participant (DP) and an inter depository off market transfer slip if the Unit holder holds a demat account with a National Securities Depository Limited (NSDL) DP) for this purpose.
2. The Unit holder should transfer the fractional Units of the Scheme to the CDSL account of the Scheme, details of which are mentioned above.
3. The DP will execute the transfer of fractional Units from the Unit holder’s demat account to the demat account of the Scheme (Target Account).
4. The AMC / Registrar will track the Units received in the Target Account and once sighted, the fractional Units will be considered for Redemption as on the date of receipt of such fractional Units in the Target Account.
5. The AMC/ Registrar will obtain the bank account details of the Unit holder from the Depository database and the Redemption proceeds for the fractional Units will be paid / credited to such bank account of the Unit holder. Please note the following:
- Under
this facility, the Unit holder can offer only fractional Units of the Scheme
for buy back. Incase the Unit holder transfers whole Unit(s) then the same will
be transferred back to the same demat account of the Unit holder from where the
fractional Units were received. E.g. If the Unit Holder transfers 1.568 Units
to the demat account of the Scheme, then 0.568 Units will be considered for
Redemption and remaining one (1) Unit will be transferred back to
the demat account of the Unit holder from where the fractional Unit was received.
The Redemption proceeds for the fractional Units will be paid to bank account of the Unit holder registered with the DP.
Investors can also Redeem Fractional Units of the Scheme through the Mutual Fund Service System (MFSS) and the BSE Star MF platform/facilities provided by the NSE and BSE respectively
Below
mentioned the link (Liquid BeES) :
https://investeasy.nipponindiaim.com/rmfGsamnew/documents/FacilityforbuyingbackfractionalUnitsofLiquidBeES_new.pdf
Wednesday, January 4, 2023
Natural Beauty Around Bangalore
Everyone knows that Bangalore (Bengaluru) is a beautiful place. But even the places around Bangalore are beautiful and full of greenery and nature.
Here are
some pics:
- Rahul
Sunday, January 1, 2023
Good Bye 2022
One more
year has gone by. Being on the ‘wrong side’ of age, passing of a year does not
feel like making us ‘better’ anymore. I remember my ‘yearly review’ posts which
I used to make till a few years back, and I can recall the good feeling about
those. I mainly listed major achievements and life events, and definitely did
not share any negative or too personal happenings. It made those posts look better
and I was not honest in that regard. But I know we all can decide about the
boundaries up to which people can know.
Now, I
started year 2022 by being in my hometown and I spent about half of the year at
hometown and half in the city. And at the beginning of the year, I entered into
an agreement with a ‘builder’ who happened to go back on his promise and cheated
me. I decided to file a court case and got good exposure to the whole life behind
those walls. And I won’t recommend that to anyone, if it can be avoided,
because all those cries of Sunny Deol in some movie, “Tarikh pe Tarikh” is
absolutely true. So, the court case against the builder is running its hopeless
life, and I gained some experience which I would have rather avoided. Also at the beginning of the year, I made a career move for which I was mentally prepared for over last 2.5 years. It is an epic story in itself, culminating in a climax, nothing short of a thriller. I came out victorious, against many odds, and it felt really good. Apart
from that, I procured a motorcycle I was planning to get for some time, and it
felt really good. I enjoy motorbikes and the freedom it brings. Even in my
childhood, I was very fond of my bicycle. I also got a piece of furniture at
home which I was thinking about for quite some time. I got it in perfect shape,
design and budget; with no regrets, and exactly what qualifies as a ‘good buy’.
Apart from these, there were some property related transactions which were also
very important and got done with this year. I am also close to two more tasks
which I plant to finish soon into 2023. So, several items went off from ‘To-Do’
list and hence the year was productive one in that regard. On personal front, the
“hill to climb” still continues; and in that aspect, the year seems one more
wasted year and nothing more.
I do not
have much high hopes for 2023. Still, I have a few things on my mind and
hopefully, those should get done soon.
After a
certain age, we are able to look back at the years gone by and think what we
could do differently. I have some key learnings on that, which I can’t correct
now, since there is no way to rewind time. But, I wish I did not listen to others
and did only what I thought was right, because time has proven that if I had
trusted my own instincts, things would have been alright. I remember my time since
childhood, and I can immediately feel how closer to God I was; how strong were
my ideals and morals which did not allow me to make mistakes and do any harm to
any other. But, as some people say, our life also depends on the kind of people
we are living with, and their mistakes and decisions can impact our own life
too. And it has been a huge disappointment in that regard. I still have faith in
God, if he ever choses to reward me for my good conduct. To punish our obedient
child must also be difficult for God, I guess.
While
thinking about the old and the new year, I have also realized how I left my
hobby of reading books a few years back. I think I also have been a victim of ‘peaking
out early’. I plan to get back and start reading leisurely, like the old days -
the glorious, good days, full of hopes and positivity.
Welcome,
2023.
- Rahul
Saturday, December 24, 2022
The Balloon
I was having tea at a roadside shop when something on the road caught my attention. When I tried to check what it was, I could see a big helium-filled balloon being carried by someone. The balloon was special, since it had a “balloon inside a balloon”, something I had never seen before! Then I tried to find out who was carrying it. Next few moments were bursts of one realization after another.
It
was a lady who was carrying the balloon. She was an overweight lady; really-really
overweight. Then I realized that she was overweight like the new mothers who are
taking care of newborn infants. She was carrying the balloon and nothing else and the big colorful balloon was floating
in the sky. There was something different in the way she walked. What was it? I noticed that she was not looking up at all and had kept her eyes down while she walked, as if
she was embarrassed or feeling shy. Her neck was also trying to sink. It became clear that since she was carrying a big special balloon all
alone, she was feeling shy because she was a grownup lady and not a kid. It may
be normal to see children carrying balloons, but not adults. So, to
sum it up: she was a new mother taking care of a small kid, she would have gone
somewhere and on the way back home she came across a helium balloon seller and
hence she bought a big one for her child. She was walking feeling shy, for what will
people think about her carrying a big balloon! She was also clearly excited imagining
how her kid would react seeing the balloon and was trying to reach her home as soon as
possible. Now, all this was too much for me, and I started getting tears in my eyes,
and hence I looked away and moved on. But that special scene of an excited mother
bringing balloon for her kid, got captured in my memory like a painting.
May God
bless her and her kid.
- Rahul
Tuesday, December 20, 2022
The Accidental Prime Minister
The legacy
of former prime minister Dr. Manmohan Singh has been a matter of wide debate.
Some rubbish him as a cowering and weak PM under whom widespread corruption and
scandals happened, while some focus on the good things India achieved during
his tenure. In year 2014, a book titled “The Accidental Prime Minister” was
written by his media advisor, Sanjaya Baru, and it had generated a lot of
attention. After few years, a movie was also made with story based on the same
book, and it had also created lot of buzz. Somehow, I had missed both these
buses. Until now, when I ‘accidentally’ came across this movie on Youtube (I
don’t know if loading full movies is legal or not)
I really
liked this movie; especially the role played by Akshay Khanna as Sanjaya Baru. But
not only Sanjaya Baru; all characters and roles in the movie have been
portrayed wonderfully. Not watching it for all these years was a loss.
After
this movie, I searched about the book and about the author and got myself a bit
updated on the political front. I would recommend watching above movie to
understand what all happened for a decade at the highest power circles.
- Rahul
Monday, December 19, 2022
Lost Dog
Governments
build nice and clean footpaths and sidewalks, but how many of us walk over it
these days? I was walking on a stretch this evening for about two kilometers,
when a funny thing happened.
I noticed
a little shadow behind me and when I looked, I was in for a surprise. There was
a dog following me. After I saw him, he came right besides me and started running
or walking there with me. I felt strange. And a bit scared. Then I noticed that
it was really a big size dog; white; and it had a rubber collar on his neck.
While I was walking at a consistent speed, he was almost running for a while,
and then going slow, then catching up. It was very clear that he was planning
to walk besides me. I wondered if he was mistaking me for someone else he knew.
I felt guilty of deceiving him and thought of ways to make it clear that I was
not his friend. So much for clarity! After a while, it became clear that I did
not need to fear him, since he was someone’s pet and he was purposefully walking
besides me, perhaps seeking my protection. I also noticed that while running,
he was looking at the buildings on the roadside, as if trying to recognize places.
Was he searching for his home? Was he lost? Or worse, abandoned? I started
feeling bad for him. It was clear that he was lost, and he was just going that
way searching for a place he knew. I started feeling very-very sad for him. Then,
it got worse.
We all
know that dogs have territories. So, I and the lost dog reached a corner which ‘belonged’
to another dog! There were two of them. One of them had lots of furs, and again
seemed abandoned since stray dogs can’t be furry I guess; while the other was
lame, with one leg hurt, perhaps in some dog-fight or some drunk human tried to
run over him just for fun. Those two dogs saw this big white dog walking
besides me and started barking at him. My heart started pounding. Was there
going to be a street-dogfight? Was I going to be the poor meddling victim in
the war of the dogs? I tried to shout and shoo away those two dogs, but they
were unfazed and came very close. I decided that no matter how much I empathized
with my big white lost dog friend, I was not ready to get injured protecting
him. So, I stopped and moved towards a tea shop on the roadside. The white dog
was now all alone, so the two territorial dogs started barking at him from very
close distance. A scuffle could start anytime; and then the big white lost dog also
barked back at those two. He had a heavy voice! Certainly, this royal big white
lost dog was up to his mark. The two smaller stray dogs got a bit scared and
stopped chasing him; and he kept walking. After realizing that the place was
now safe and I was alone once again, I left my hiding place and went on walking.
After
about 10 minutes, when I reached a roundabout and took a turn, I saw that the big
white lost dog was still walking straight while searching for some building or home.
Since we parted ways, I can only imagine and wonder if he ultimately found his
home or if he had hard time running like that being hungry and thirsty, and
entering the ‘territories’ of other stray dogs one after the other. I don’t
know how his journey ended; was it happy ending or not. But I remember how sad
I felt for him. And for this world.
May God
have mercy on all of us.
- Rahul
Friday, December 2, 2022
Clueless In Cairo
While passing
through on my bike, I came across a small kid, probably 3-4 years old. He was
just standing there on the ground besides the road, near the small dwellings of
his family, and was looking at some vehicle moving on the road. He was wearing
only a vest stretched long enough to act as a lower garment too.
A few minutes
afterwards, I came across another kid who was also looking at someone, with the
same expression. I felt something was strange about both these kids’
expressions and then I realized what it was: both of them looked “clueless”.
I know
that both were very small kids, both were boys, and their “clueless” expressions
were due to their innocence. At this age, kids’ brains are still in development
phase and hence they do not understand what is going around them, hence their
faces look so innocent. And sometimes, expressionless, or “clueless” as I have put
it.
But there
was something which got me interested in their clueless expression. Are we all
not ‘clueless’ in this world, in our own ways? Just think of our purpose of
life, just think why we are doing what we are doing, towards what end goal? Are
we really knowing who we are, what we are doing, and why? If you think about
these, you will realize how pointless most of the things we take so seriously
in our lives are!
I found
the kids and their clueless expression as truly liberating. In a sense, those
kids were not really clueless. They “knew” what was necessary to know, at that stage
of life. It is we, most of the grownup people, who are clueless, because we know
lots of stuff about pointless things and nothing about what really matters.
I am
waiting to see until when the memory of those two kids and their clueless, innocent
faces lingers in my mind. Until it fades and becomes pointless, in this
pointless world.
- Rahul
Note: I have tried to name the title of this piece on the lines of movie titled “Sleepless in Seattle”, just for fun.
Tuesday, November 29, 2022
A Pigeon At the Window
I noticed
some activity at one of my bedroom window and when I went to check, I found out
that a pigeon was trying to settle down in the gap between the window pan and
iron grill, perhaps to assemble a next and lay eggs. I made sound to scare it
away. The bird was back after a few minutes and hence I scared it away once again.
This went for 4-5 times in next 10 minutes.
After a
while, I felt a bit guilty for scaring away the pigeon. I noticed that I was
not feeling bad about what I was doing, i.e. scaring away the pigeon at the
time of its need. In my subconscious mind, I tried to find out why was not
feeling sympathy of kindness for the bird. I realized that it was mainly
because of the articles I have read which have convinced me that pigeons are
bad for cities, are not real birds, these do not live on trees like other
birds, produce lots of waste and spread several disease. In short, the knowledge
acquired from reading had taught me to feel indifferent towards pigeons, if not
outright hate those.
Although
I understood where my behaviour was coming from, I could also recall the past
incidents where I was sensitive towards pigeons, and I had even written few
blog posts about those episodes. I wondered if remaining a bit naïve makes us
enjoy life better. Knowing objective information about all things sometimes
kills the fun which comes from a bit of lack of knowledge.
Well, one
of the tragedies of growing up is loss of innocence.
- Rahul
Friday, October 7, 2022
Lonely Life of a Baby Bull: Conclusion
A few
months back, I had shared the touching story of a baby bull from our village: Hills
That We Climbed: Lonely Life of a Baby Bull (rahultiwaryuniverse.blogspot.com)
After I
visited our village again, this time I did not see him around. I enquired and
then got to know about the anti-climax of his life-story. It is said that the servant
who was employed by the house to take care of cows took the baby bull with him
and sold him to bad people (slaughterhouse agents) and made some money for
himself. People say that the man would have got lot of sin for selling a bull which
was donated in the name of Lord Shiva and was supposed to roam freely whole
life. I am not sure if he would care, since such people have very different set
of values.
I wanted
to feel sad for the baby bull, whom I had seen enjoying life and freedom just a
few months back. But at some level, I was feeling relieved that he had escaped this sinful world sooner than later. If he survived and roamed freely, perhaps
he would only invite hateful bystanders who would chase him away, beating him
with sticks. It is better that he got free from such abuse quickly, with a
prospect of being born better in next life.
I know
that Hindus have been demanding government to make some kind of arrangement to
keep and maintain stray cows and bulls. The village economy of today’s is not
such where such animals could live life of dignity; like they used to do a
few generations back. Now, people do not hesitate to sell their old and unproductive
animals to the agents of slaughterhouses who kill them for beef-trade. I think
governments are not yet sensitized enough and overall; our nation needs to make
enough economic progress to be able to support such animals.
This is
the tragic conclusion of a beautiful baby bull’s life.
- Rahul
Tiwary
Thursday, September 29, 2022
Baby Mule
I came
across an interesting scene recently.
How often
do we see mules these days? I came across a group of mules standing on the
roadside while I was riding my motorcycle. But there was one mule on the other
side of the road, alone and it had just started to cross the road. Its both
feet were tied in pairs and it looked weak while it struggled to walk, perhaps
it was recovering from sickness or it was a female mule who recently delivered
a baby. So, on the left side of the road, there is a group of mules and on the
other side of the road, there is this female mule trying to cross the road.
By the
time I crossed that part, I could see that from the other side of the road, a
baby mule (it was much smaller in size and hence clearly a baby) started crossing
the road towards the other mule. So, we have two mules moving towards each
other, in the middle of ongoing traffic on a busy road.
After I
passed them, I looked in the rear mirror to find out what happens next. What I
see next was so touching. The baby mule went and reached the mother-mule and
then turned back and started walking “alongside” the mother-mule. It was like
he was trying to help her cross the road. And it was working, since the
vehicles would pay more attention to two mules crossing the road instead of one.
Despite being an animal, it still got this instinct to help the mother-mule out
and it risked its own life by crossing the busy road and walked besides her.
While I
moved ahead and the two mules vanished from my rear mirror, the heart touching scene
had got captured in my mind for time to come.
- Rahul
Tiwary